


<style id="elementor-post-21751">.elementor-21751 .elementor-element.elementor-element-ca8be74{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--margin-top:-133px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-21751 .elementor-element.elementor-element-c1073c3{--display:flex;--margin-top:-25px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );color:var( --e-global-color-primary );}.elementor-21751 .elementor-element.elementor-element-25cc09d > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-21751 .elementor-element.elementor-element-25cc09d{text-align:center;}.elementor-21751 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.elementor-element.elementor-element-f158381 > .elementor-widget-container{margin:95px 0px 0px 0px;}.elementor-21751 .elementor-element.elementor-element-c1073c3{--margin-top:-37px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}.elementor-21751 .elementor-element.elementor-element-25cc09d > .elementor-widget-container{padding:010px 010px 5px 010px;}.elementor-21751 .elementor-element.elementor-element-25cc09d{text-align:center;}.elementor-21751 .elementor-element.elementor-element-25cc09d .elementor-heading-title{font-size:17px;-webkit-text-stroke-width:0px;stroke-width:0px;}.elementor-21751 .elementor-element.elementor-element-4a11598{--margin-top:-34px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;}}</style>{"id":21751,"date":"2026-10-03T20:38:09","date_gmt":"2026-10-03T16:38:09","guid":{"rendered":"https:\/\/datvale.ge\/%e1%83%a3%e1%83%ab%e1%83%a0%e1%83%90%e1%83%95%e1%83%98-%e1%83%a5%e1%83%9d%e1%83%9c%e1%83%94%e1%83%91%e1%83%98%e1%83%a1-%e1%83%93%e1%83%90%e1%83%96%e1%83%a6%e1%83%95%e1%83%94%e1%83%95%e1%83%90\/"},"modified":"2026-10-07T19:05:21","modified_gmt":"2026-10-07T15:05:21","slug":"property-insurance","status":"publish","type":"page","link":"https:\/\/datvale.ge\/en\/property-insurance\/","title":{"rendered":"Property Insurance \u2013 Protect Your Apartment and House"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"21751\" class=\"elementor elementor-21751 elementor-21384\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ca8be74 e-flex e-con-boxed e-con e-parent\" data-id=\"ca8be74\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f158381 elementor-widget elementor-widget-html\" data-id=\"f158381\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"dv-kalkulatorebi-banner\">\r\n\r\n  <img decoding=\"async\"\r\n    src=\"https:\/\/datvale.ge\/wp-content\/uploads\/2026\/10\/remontis-kalkulatori-2.webp\"\r\n    alt=\"Datvale Calculators\"\r\n  >\r\n\r\n<\/div>\r\n\r\n<style>\r\n\r\n.dv-kalkulatorebi-banner,\r\n.dv-kalkulatorebi-banner *{\r\n  box-sizing:border-box;\r\n}\r\n\r\n.dv-kalkulatorebi-banner{\r\n  position:relative;\r\n  overflow:hidden;\r\n\r\n  width:100%;\r\n  height:215px;\r\n\r\n  margin:18px 0;\r\n\r\n  border-radius:22px;\r\n\r\n  background:#eef1f4;\r\n}\r\n\r\n.dv-kalkulatorebi-banner img{\r\n  display:block;\r\n\r\n  width:100%;\r\n  height:100%;\r\n\r\n  margin:0;\r\n  padding:0;\r\n\r\n  border:0;\r\n\r\n  object-fit:cover;\r\n  object-position:center;\r\n\r\n  image-rendering:auto;\r\n}\r\n\r\n\r\n\/* TABLET *\/\r\n\r\n@media(max-width:900px){\r\n\r\n  .dv-kalkulatorebi-banner{\r\n    height:190px;\r\n  }\r\n\r\n}\r\n\r\n\r\n\/* MOBILE *\/\r\n\r\n@media(max-width:700px){\r\n\r\n  .dv-kalkulatorebi-banner{\r\n    height:183px;\r\n\r\n    margin:10px 0;\r\n\r\n    border-radius:14px;\r\n  }\r\n\r\n}\r\n\r\n\r\n\/* SMALL MOBILE *\/\r\n\r\n@media(max-width:380px){\r\n\r\n  .dv-kalkulatorebi-banner{\r\n    height:165px;\r\n  }\r\n\r\n}\r\n\r\n<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c1073c3 e-flex e-con-boxed e-con e-parent\" data-id=\"c1073c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-25cc09d elementor-widget elementor-widget-heading\" data-id=\"25cc09d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Insurance Cost 2026 \u2013 Insurance Calculator<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4a11598 e-flex e-con-boxed e-con e-parent\" data-id=\"4a11598\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-950f8fa elementor-widget elementor-widget-html\" data-id=\"950f8fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"dv-property-insurance-calculator\">\r\n\r\n<style>\r\n\r\n#dv-property-insurance-calculator,\r\n#dv-property-insurance-calculator *{\r\n  box-sizing:border-box;\r\n}\r\n\r\n#dv-property-insurance-calculator{\r\n  --dv-blue:#0b3a78;\r\n  --dv-blue-2:#1764bd;\r\n  --dv-text:#173558;\r\n  --dv-muted:#5f7287;\r\n  --dv-border:#e3ebf5;\r\n  --dv-success:#13795b;\r\n\r\n  position:relative;\r\n  isolation:isolate;\r\n\r\n  width:100%;\r\n  max-width:1260px;\r\n\r\n  margin:26px auto;\r\n  padding:42px 22px;\r\n\r\n  border:1px solid var(--dv-border);\r\n  border-radius:24px;\r\n\r\n  background:\r\n    radial-gradient(\r\n      circle at top right,\r\n      rgba(52,86,150,.09),\r\n      transparent 34%\r\n    ),\r\n    linear-gradient(\r\n      180deg,\r\n      #f8fbff 0%,\r\n      #eef4fb 100%\r\n    );\r\n\r\n  color:var(--dv-text);\r\n\r\n  font-family:\r\n    system-ui,\r\n    -apple-system,\r\n    BlinkMacSystemFont,\r\n    \"Segoe UI\",\r\n    sans-serif;\r\n\r\n  box-shadow:\r\n    0 16px 42px rgba(11,58,120,.10);\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator::before{\r\n  content:\"\";\r\n\r\n  position:absolute;\r\n  inset:-180px;\r\n\r\n  z-index:-1;\r\n\r\n  pointer-events:none;\r\n\r\n  background:\r\n    radial-gradient(\r\n      circle at 12% 0%,\r\n      rgba(23,100,189,.12),\r\n      transparent 30%\r\n    ),\r\n    radial-gradient(\r\n      circle at 92% 10%,\r\n      rgba(11,58,120,.10),\r\n      transparent 28%\r\n    );\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-calculator{\r\n  width:100%;\r\n  max-width:1180px;\r\n\r\n  margin:0 auto;\r\n}\r\n\r\n\r\n\/* =========================================\r\n   CARDS\r\n========================================= *\/\r\n\r\n#dv-property-insurance-calculator .dv-input-card,\r\n#dv-property-insurance-calculator .dv-result-card,\r\n#dv-property-insurance-calculator .dv-summary,\r\n#dv-property-insurance-calculator .dv-info-card{\r\n\r\n  border:1px solid var(--dv-border);\r\n  border-radius:22px;\r\n\r\n  background:#fff;\r\n\r\n  box-shadow:\r\n    0 16px 40px rgba(11,58,120,.10);\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-input-card{\r\n  padding:28px;\r\n\r\n  margin-bottom:24px;\r\n}\r\n\r\n\r\n\/* =========================================\r\n   TITLE\r\n========================================= *\/\r\n\r\n#dv-property-insurance-calculator .dv-main-title{\r\n  margin:0 0 8px;\r\n\r\n  color:var(--dv-text);\r\n\r\n  font-size:\r\n    clamp(25px,4vw,36px);\r\n\r\n  line-height:1.18;\r\n\r\n  font-weight:950;\r\n\r\n  letter-spacing:-.03em;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-main-subtitle{\r\n  margin:0 0 28px;\r\n\r\n  color:var(--dv-muted);\r\n\r\n  font-size:15px;\r\n\r\n  line-height:1.55;\r\n\r\n  font-weight:650;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-section-title{\r\n\r\n  display:inline-flex;\r\n\r\n  align-items:center;\r\n\r\n  gap:11px;\r\n\r\n  margin:0 0 22px;\r\n\r\n  color:var(--dv-text);\r\n\r\n  font-size:24px;\r\n\r\n  font-weight:950;\r\n\r\n  line-height:1.18;\r\n\r\n  letter-spacing:-.02em;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-section-number{\r\n\r\n  display:inline-flex;\r\n\r\n  width:36px;\r\n  height:36px;\r\n\r\n  align-items:center;\r\n  justify-content:center;\r\n\r\n  flex:0 0 36px;\r\n\r\n  border-radius:50%;\r\n\r\n  background:\r\n    linear-gradient(\r\n      135deg,\r\n      var(--dv-blue),\r\n      var(--dv-blue-2)\r\n    );\r\n\r\n  color:#fff;\r\n\r\n  font-size:14px;\r\n\r\n  font-weight:950;\r\n\r\n  box-shadow:\r\n    0 8px 18px rgba(11,58,120,.18);\r\n}\r\n\r\n\r\n\/* =========================================\r\n   INPUT GRID\r\n========================================= *\/\r\n\r\n#dv-property-insurance-calculator .dv-input-grid{\r\n\r\n  display:grid;\r\n\r\n  grid-template-columns:\r\n    repeat(3,minmax(0,1fr));\r\n\r\n  gap:18px;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-field{\r\n  min-width:0;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-field label{\r\n\r\n  display:block;\r\n\r\n  min-height:21px;\r\n\r\n  margin-bottom:8px;\r\n\r\n  color:var(--dv-text);\r\n\r\n  font-size:14px;\r\n\r\n  font-weight:850;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-input-wrap{\r\n  position:relative;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-field input,\r\n#dv-property-insurance-calculator .dv-field select{\r\n\r\n  display:block;\r\n\r\n  width:100%;\r\n  height:56px;\r\n\r\n  margin:0;\r\n\r\n  border:\r\n    1px solid #d8e3ef;\r\n\r\n  border-radius:14px;\r\n\r\n  outline:none;\r\n\r\n  background:#f8fbff;\r\n\r\n  color:var(--dv-text);\r\n\r\n  font-size:16px;\r\n\r\n  font-weight:800;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-field input{\r\n  padding:\r\n    0 54px 0 15px;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-field select{\r\n  padding:\r\n    0 42px 0 15px;\r\n\r\n  cursor:pointer;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-field input:focus,\r\n#dv-property-insurance-calculator .dv-field select:focus{\r\n\r\n  border-color:\r\n    var(--dv-blue-2);\r\n\r\n  background:#fff;\r\n\r\n  box-shadow:\r\n    0 0 0 4px\r\n    rgba(23,100,189,.10);\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-unit{\r\n\r\n  position:absolute;\r\n\r\n  top:50%;\r\n  right:14px;\r\n\r\n  transform:\r\n    translateY(-50%);\r\n\r\n  color:var(--dv-muted);\r\n\r\n  font-size:13px;\r\n\r\n  font-weight:850;\r\n\r\n  pointer-events:none;\r\n}\r\n\r\n\r\n\/* =========================================\r\n   NOTE\r\n========================================= *\/\r\n\r\n#dv-property-insurance-calculator .dv-note{\r\n\r\n  margin-top:20px;\r\n\r\n  padding:14px 16px;\r\n\r\n  border:\r\n    1px solid #dce7f2;\r\n\r\n  border-radius:14px;\r\n\r\n  background:#f8fbff;\r\n\r\n  color:#526b84;\r\n\r\n  font-size:13px;\r\n\r\n  line-height:1.55;\r\n\r\n  font-weight:650;\r\n}\r\n\r\n\r\n\/* =========================================\r\n   BUTTON\r\n========================================= *\/\r\n\r\n#dv-property-insurance-calculator .dv-calculate{\r\n\r\n  display:flex;\r\n\r\n  width:100%;\r\n\r\n  min-height:58px;\r\n\r\n  align-items:center;\r\n  justify-content:center;\r\n\r\n  margin-top:22px;\r\n\r\n  padding:14px 24px;\r\n\r\n  border:0;\r\n\r\n  border-radius:14px;\r\n\r\n  cursor:pointer;\r\n\r\n  background:\r\n    linear-gradient(\r\n      135deg,\r\n      var(--dv-blue),\r\n      var(--dv-blue-2)\r\n    );\r\n\r\n  color:#fff;\r\n\r\n  font-size:17px;\r\n\r\n  font-weight:950;\r\n\r\n  box-shadow:\r\n    0 12px 28px\r\n    rgba(11,58,120,.22);\r\n\r\n  transition:\r\n    transform .18s ease,\r\n    box-shadow .18s ease;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-calculate:hover{\r\n\r\n  transform:\r\n    translateY(-1px);\r\n\r\n  box-shadow:\r\n    0 16px 32px\r\n    rgba(11,58,120,.26);\r\n}\r\n\r\n\r\n\/* =========================================\r\n   ERROR\r\n========================================= *\/\r\n\r\n#dv-property-insurance-calculator .dv-error{\r\n\r\n  display:none;\r\n\r\n  margin-top:14px;\r\n\r\n  padding:13px 15px;\r\n\r\n  border:\r\n    1px solid rgba(174,32,32,.18);\r\n\r\n  border-radius:12px;\r\n\r\n  background:#fff2f2;\r\n\r\n  color:#a32020;\r\n\r\n  font-size:14px;\r\n\r\n  font-weight:850;\r\n}\r\n\r\n\r\n\/* =========================================\r\n   OUTPUT\r\n========================================= *\/\r\n\r\n#dv-property-insurance-calculator .dv-output{\r\n\r\n  display:none;\r\n\r\n  scroll-margin-top:150px;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-output.dv-show{\r\n  display:block;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-results{\r\n\r\n  display:grid;\r\n\r\n  grid-template-columns:1fr;\r\n\r\n  gap:18px;\r\n\r\n  max-width:1080px;\r\n\r\n  margin:0 auto;\r\n}\r\n\r\n\r\n\/* =========================================\r\n   RESULT CARD\r\n========================================= *\/\r\n\r\n#dv-property-insurance-calculator .dv-result-card{\r\n  overflow:hidden;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-result-head{\r\n\r\n  display:flex;\r\n\r\n  align-items:center;\r\n\r\n  gap:10px;\r\n\r\n  padding:17px 20px;\r\n\r\n  background:\r\n    linear-gradient(\r\n      135deg,\r\n      var(--dv-blue),\r\n      var(--dv-blue-2)\r\n    );\r\n\r\n  color:#fff;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-result-icon{\r\n\r\n  display:inline-flex;\r\n\r\n  width:34px;\r\n  height:34px;\r\n\r\n  align-items:center;\r\n  justify-content:center;\r\n\r\n  flex:0 0 34px;\r\n\r\n  border-radius:10px;\r\n\r\n  background:\r\n    rgba(255,255,255,.14);\r\n\r\n  font-size:17px;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-result-head h3{\r\n\r\n  margin:0;\r\n\r\n  color:#fff;\r\n\r\n  font-size:18px;\r\n\r\n  font-weight:950;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-result-body{\r\n\r\n  padding:\r\n    10px 18px 15px;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-row{\r\n\r\n  display:grid;\r\n\r\n  grid-template-columns:\r\n    minmax(0,1fr) auto;\r\n\r\n  gap:15px;\r\n\r\n  align-items:center;\r\n\r\n  padding:12px 0;\r\n\r\n  border-bottom:\r\n    1px dashed #d9e4ef;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-row:last-child{\r\n  border-bottom:0;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-row-name{\r\n\r\n  min-width:0;\r\n\r\n  color:#425a74;\r\n\r\n  font-size:14px;\r\n\r\n  line-height:1.45;\r\n\r\n  font-weight:650;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-row-value{\r\n\r\n  color:var(--dv-text);\r\n\r\n  text-align:right;\r\n\r\n  white-space:nowrap;\r\n\r\n  font-size:15px;\r\n\r\n  font-weight:950;\r\n}\r\n\r\n\r\n\/* =========================================\r\n   SUMMARY\r\n========================================= *\/\r\n\r\n#dv-property-insurance-calculator .dv-summary{\r\n\r\n  max-width:1080px;\r\n\r\n  margin:22px auto 0;\r\n\r\n  padding:26px;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-summary-grid{\r\n\r\n  display:grid;\r\n\r\n  grid-template-columns:\r\n    repeat(3,minmax(0,1fr));\r\n\r\n  gap:14px;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-summary-item{\r\n\r\n  padding:18px;\r\n\r\n  border:\r\n    1px solid #e1e9f3;\r\n\r\n  border-radius:16px;\r\n\r\n  background:#f8fbff;\r\n\r\n  text-align:center;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-summary-label{\r\n\r\n  display:block;\r\n\r\n  margin-bottom:7px;\r\n\r\n  color:var(--dv-muted);\r\n\r\n  font-size:13px;\r\n\r\n  font-weight:850;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-summary-value{\r\n\r\n  color:var(--dv-text);\r\n\r\n  font-size:22px;\r\n\r\n  font-weight:950;\r\n}\r\n\r\n\r\n\/* =========================================\r\n   GRAND TOTAL\r\n========================================= *\/\r\n\r\n#dv-property-insurance-calculator .dv-grand-total{\r\n\r\n  margin-top:16px;\r\n\r\n  padding:\r\n    29px 20px;\r\n\r\n  border-radius:18px;\r\n\r\n  background:\r\n    linear-gradient(\r\n      135deg,\r\n      var(--dv-blue),\r\n      var(--dv-blue-2)\r\n    );\r\n\r\n  color:#fff;\r\n\r\n  text-align:center;\r\n\r\n  box-shadow:\r\n    0 14px 30px\r\n    rgba(11,58,120,.20);\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-grand-total small{\r\n\r\n  display:block;\r\n\r\n  margin-bottom:8px;\r\n\r\n  color:\r\n    rgba(255,255,255,.82);\r\n\r\n  font-size:14px;\r\n\r\n  font-weight:850;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-grand-total strong{\r\n\r\n  display:block;\r\n\r\n  color:#fff;\r\n\r\n  font-size:\r\n    clamp(34px,6vw,52px);\r\n\r\n  line-height:1;\r\n\r\n  font-weight:1000;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-range{\r\n\r\n  margin-top:9px;\r\n\r\n  color:\r\n    rgba(255,255,255,.88);\r\n\r\n  font-size:14px;\r\n\r\n  line-height:1.5;\r\n\r\n  font-weight:800;\r\n}\r\n\r\n\r\n\/* =========================================\r\n   INFO\r\n========================================= *\/\r\n\r\n#dv-property-insurance-calculator .dv-info-card{\r\n\r\n  max-width:1080px;\r\n\r\n  margin:20px auto 0;\r\n\r\n  padding:22px;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-info-card h3{\r\n\r\n  margin:0 0 10px;\r\n\r\n  color:var(--dv-text);\r\n\r\n  font-size:20px;\r\n\r\n  font-weight:950;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-info-card p{\r\n\r\n  margin:0;\r\n\r\n  color:#526b84;\r\n\r\n  font-size:13px;\r\n\r\n  line-height:1.65;\r\n\r\n  font-weight:650;\r\n}\r\n\r\n\r\n\/* =========================================\r\n   MARKET CARDS\r\n========================================= *\/\r\n\r\n#dv-property-insurance-calculator .dv-market-grid{\r\n\r\n  display:grid;\r\n\r\n  grid-template-columns:\r\n    repeat(3,minmax(0,1fr));\r\n\r\n  gap:14px;\r\n\r\n  margin-top:16px;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-market-item{\r\n\r\n  padding:17px;\r\n\r\n  border:\r\n    1px solid #dce7f2;\r\n\r\n  border-radius:16px;\r\n\r\n  background:#f8fbff;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-market-item strong{\r\n\r\n  display:block;\r\n\r\n  margin-bottom:5px;\r\n\r\n  color:var(--dv-blue);\r\n\r\n  font-size:15px;\r\n\r\n  font-weight:950;\r\n}\r\n\r\n\r\n#dv-property-insurance-calculator .dv-market-item span{\r\n\r\n  display:block;\r\n\r\n  color:var(--dv-muted);\r\n\r\n  font-size:12px;\r\n\r\n  line-height:1.5;\r\n\r\n  font-weight:650;\r\n}\r\n\r\n\r\n\/* =========================================\r\n   ANIMATION\r\n========================================= *\/\r\n\r\n#dv-property-insurance-calculator\r\n.dv-output.dv-show\r\n.dv-result-card,\r\n\r\n#dv-property-insurance-calculator\r\n.dv-output.dv-show\r\n.dv-summary,\r\n\r\n#dv-property-insurance-calculator\r\n.dv-output.dv-show\r\n.dv-info-card{\r\n\r\n  opacity:0;\r\n\r\n  transform:\r\n    translateY(18px);\r\n\r\n  animation:\r\n    dvInsuranceReveal\r\n    .45s ease forwards;\r\n}\r\n\r\n\r\n@keyframes dvInsuranceReveal{\r\n\r\n  to{\r\n    opacity:1;\r\n\r\n    transform:\r\n      translateY(0);\r\n  }\r\n\r\n}\r\n\r\n\r\n\/* =========================================\r\n   TABLET\r\n========================================= *\/\r\n\r\n@media(max-width:980px){\r\n\r\n  #dv-property-insurance-calculator .dv-input-grid{\r\n    grid-template-columns:\r\n      repeat(2,minmax(0,1fr));\r\n  }\r\n\r\n  #dv-property-insurance-calculator .dv-summary-grid{\r\n    grid-template-columns:\r\n      repeat(2,minmax(0,1fr));\r\n  }\r\n\r\n  #dv-property-insurance-calculator .dv-market-grid{\r\n    grid-template-columns:1fr;\r\n  }\r\n\r\n}\r\n\r\n\r\n\/* =========================================\r\n   MOBILE\r\n========================================= *\/\r\n\r\n@media(max-width:760px){\r\n\r\n  #dv-property-insurance-calculator{\r\n\r\n    margin:18px auto;\r\n\r\n    padding:26px 12px;\r\n\r\n    border-radius:18px;\r\n  }\r\n\r\n\r\n  #dv-property-insurance-calculator .dv-input-card,\r\n  #dv-property-insurance-calculator .dv-summary,\r\n  #dv-property-insurance-calculator .dv-info-card{\r\n\r\n    padding:18px;\r\n  }\r\n\r\n\r\n  #dv-property-insurance-calculator .dv-input-grid,\r\n  #dv-property-insurance-calculator .dv-summary-grid{\r\n\r\n    grid-template-columns:1fr;\r\n\r\n    gap:16px;\r\n  }\r\n\r\n\r\n  #dv-property-insurance-calculator .dv-row{\r\n    gap:9px;\r\n  }\r\n\r\n\r\n  #dv-property-insurance-calculator .dv-row-name{\r\n    font-size:13px;\r\n  }\r\n\r\n\r\n  #dv-property-insurance-calculator .dv-row-value{\r\n    font-size:14px;\r\n  }\r\n\r\n}\r\n\r\n<\/style>\r\n\r\n\r\n<div class=\"dv-calculator\">\r\n\r\n\r\n  <!-- INPUT -->\r\n\r\n  <div class=\"dv-input-card\">\r\n\r\n    <h2 class=\"dv-main-title\">\r\n      Property Insurance\r\n    <\/h2>\r\n\r\n    <p class=\"dv-main-subtitle\">\r\n      Protect your apartment and house from unexpected expenses\r\n    <\/p>\r\n\r\n\r\n    <h3 class=\"dv-section-title\">\r\n\r\n      <span class=\"dv-section-number\">\r\n        1\r\n      <\/span>\r\n\r\n      Select Property Details\r\n\r\n    <\/h3>\r\n\r\n\r\n    <div class=\"dv-input-grid\">\r\n\r\n\r\n      <!-- PROPERTY TYPE -->\r\n\r\n      <div class=\"dv-field\">\r\n\r\n        <label for=\"dvInsuranceType\">\r\n          Property Type\r\n        <\/label>\r\n\r\n        <select id=\"dvInsuranceType\">\r\n\r\n          <option value=\"apartment\">\r\n            Apartment\r\n          <\/option>\r\n\r\n          <option value=\"house\">\r\n            Private House\r\n          <\/option>\r\n\r\n          <option value=\"cottage\">\r\n            Country House \/ Cottage\r\n          <\/option>\r\n\r\n        <\/select>\r\n\r\n      <\/div>\r\n\r\n\r\n      <!-- AREA -->\r\n\r\n      <div class=\"dv-field\">\r\n\r\n        <label for=\"dvInsuranceArea\">\r\n          Property Area\r\n        <\/label>\r\n\r\n        <div class=\"dv-input-wrap\">\r\n\r\n          <input\r\n            id=\"dvInsuranceArea\"\r\n            type=\"number\"\r\n            min=\"20\"\r\n            max=\"1000\"\r\n            step=\"1\"\r\n            placeholder=\"e.g. 80\"\r\n            inputmode=\"decimal\"\r\n          >\r\n\r\n          <span class=\"dv-unit\">\r\n            m\u00b2\r\n          <\/span>\r\n\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n\r\n      <!-- VALUE -->\r\n\r\n      <div class=\"dv-field\">\r\n\r\n        <label for=\"dvInsuranceValue\">\r\n          Property Market Value\r\n        <\/label>\r\n\r\n        <div class=\"dv-input-wrap\">\r\n\r\n          <input\r\n            id=\"dvInsuranceValue\"\r\n            type=\"number\"\r\n            min=\"10000\"\r\n            max=\"5000000\"\r\n            step=\"1000\"\r\n            placeholder=\"e.g. 200000\"\r\n            inputmode=\"decimal\"\r\n          >\r\n\r\n          <span class=\"dv-unit\">\r\n            \u20be\r\n          <\/span>\r\n\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n\r\n      <!-- PACKAGE -->\r\n\r\n      <div class=\"dv-field\">\r\n\r\n        <label for=\"dvInsurancePackage\">\r\n          Coverage Package\r\n        <\/label>\r\n\r\n        <select id=\"dvInsurancePackage\">\r\n\r\n          <option value=\"basic\">\r\n            Basic\r\n          <\/option>\r\n\r\n          <option\r\n            value=\"standard\"\r\n            selected\r\n          >\r\n            Standard\r\n          <\/option>\r\n\r\n          <option value=\"premium\">\r\n            Full Coverage\r\n          <\/option>\r\n\r\n        <\/select>\r\n\r\n      <\/div>\r\n\r\n\r\n      <!-- USAGE -->\r\n\r\n      <div class=\"dv-field\">\r\n\r\n        <label for=\"dvInsuranceUsage\">\r\n          Property Use\r\n        <\/label>\r\n\r\n        <select id=\"dvInsuranceUsage\">\r\n\r\n          <option value=\"owner\">\r\n            Owner-Occupied\r\n          <\/option>\r\n\r\n          <option value=\"rented\">\r\n            Rented Property\r\n          <\/option>\r\n\r\n          <option value=\"seasonal\">\r\n            Seasonal \/ Country House\r\n          <\/option>\r\n\r\n        <\/select>\r\n\r\n      <\/div>\r\n\r\n\r\n      <!-- LIABILITY -->\r\n\r\n      <div class=\"dv-field\">\r\n\r\n        <label for=\"dvInsuranceLiability\">\r\n          Third-Party Liability\r\n        <\/label>\r\n\r\n        <select id=\"dvInsuranceLiability\">\r\n\r\n          <option value=\"yes\">\r\n            Add\r\n          <\/option>\r\n\r\n          <option value=\"no\">\r\n            No\r\n          <\/option>\r\n\r\n        <\/select>\r\n\r\n      <\/div>\r\n\r\n\r\n    <\/div>\r\n\r\n\r\n    <div class=\"dv-note\">\r\n\r\n      The calculation is based on publicly available starting prices and coverage benchmarks for residential property insurance in Georgia.\r\n      The final premium depends on the specific insurer's terms, the property's condition, location, and selected coverage.\r\n\r\n    <\/div>\r\n\r\n\r\n    <button\r\n      class=\"dv-calculate\"\r\n      id=\"dvInsuranceCalculate\"\r\n      type=\"button\"\r\n    >\r\n      Calculate Insurance Cost\r\n    <\/button>\r\n\r\n\r\n    <div\r\n      class=\"dv-error\"\r\n      id=\"dvInsuranceError\"\r\n    >\r\n      Please enter the property area and market value correctly.\r\n    <\/div>\r\n\r\n\r\n  <\/div>\r\n\r\n\r\n  <!-- OUTPUT -->\r\n\r\n  <div\r\n    class=\"dv-output\"\r\n    id=\"dvInsuranceOutput\"\r\n  >\r\n\r\n\r\n    <div class=\"dv-results\">\r\n\r\n\r\n      <!-- SELECTED PROPERTY -->\r\n\r\n      <div class=\"dv-result-card\">\r\n\r\n        <div class=\"dv-result-head\">\r\n\r\n          <span class=\"dv-result-icon\">\r\n            \ud83c\udfe0\r\n          <\/span>\r\n\r\n          <h3>\r\n            Selected Property\r\n          <\/h3>\r\n\r\n        <\/div>\r\n\r\n\r\n        <div class=\"dv-result-body\">\r\n\r\n          <div class=\"dv-row\">\r\n\r\n            <span class=\"dv-row-name\">\r\n              Property Type\r\n            <\/span>\r\n\r\n            <span\r\n              class=\"dv-row-value\"\r\n              id=\"rInsuranceType\"\r\n            >\r\n              \u2014\r\n            <\/span>\r\n\r\n          <\/div>\r\n\r\n\r\n          <div class=\"dv-row\">\r\n\r\n            <span class=\"dv-row-name\">\r\n              Area\r\n            <\/span>\r\n\r\n            <span\r\n              class=\"dv-row-value\"\r\n              id=\"rInsuranceArea\"\r\n            >\r\n              \u2014\r\n            <\/span>\r\n\r\n          <\/div>\r\n\r\n\r\n          <div class=\"dv-row\">\r\n\r\n            <span class=\"dv-row-name\">\r\n              Market Value\r\n            <\/span>\r\n\r\n            <span\r\n              class=\"dv-row-value\"\r\n              id=\"rInsuranceValue\"\r\n            >\r\n              \u2014\r\n            <\/span>\r\n\r\n          <\/div>\r\n\r\n\r\n          <div class=\"dv-row\">\r\n\r\n            <span class=\"dv-row-name\">\r\n              Coverage Package\r\n            <\/span>\r\n\r\n            <span\r\n              class=\"dv-row-value\"\r\n              id=\"rInsurancePackage\"\r\n            >\r\n              \u2014\r\n            <\/span>\r\n\r\n          <\/div>\r\n\r\n\r\n          <div class=\"dv-row\">\r\n\r\n            <span class=\"dv-row-name\">\r\n              Use\r\n            <\/span>\r\n\r\n            <span\r\n              class=\"dv-row-value\"\r\n              id=\"rInsuranceUsage\"\r\n            >\r\n              \u2014\r\n            <\/span>\r\n\r\n          <\/div>\r\n\r\n\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n\r\n      <!-- COVERAGE -->\r\n\r\n      <div class=\"dv-result-card\">\r\n\r\n        <div class=\"dv-result-head\">\r\n\r\n          <span class=\"dv-result-icon\">\r\n            \ud83d\udee1\ufe0f\r\n          <\/span>\r\n\r\n          <h3>\r\n            Estimated Coverage\r\n          <\/h3>\r\n\r\n        <\/div>\r\n\r\n\r\n        <div class=\"dv-result-body\">\r\n\r\n\r\n          <div class=\"dv-row\">\r\n\r\n            <span class=\"dv-row-name\">\r\n              Interior Finishing \/ Renovation\r\n            <\/span>\r\n\r\n            <span\r\n              class=\"dv-row-value\"\r\n              id=\"rInteriorLimit\"\r\n            >\r\n              \u2014\r\n            <\/span>\r\n\r\n          <\/div>\r\n\r\n\r\n          <div class=\"dv-row\">\r\n\r\n            <span class=\"dv-row-name\">\r\n              Furniture and Appliances\r\n            <\/span>\r\n\r\n            <span\r\n              class=\"dv-row-value\"\r\n              id=\"rContentsLimit\"\r\n            >\r\n              \u2014\r\n            <\/span>\r\n\r\n          <\/div>\r\n\r\n\r\n          <div class=\"dv-row\">\r\n\r\n            <span class=\"dv-row-name\">\r\n              Third-Party Liability\r\n            <\/span>\r\n\r\n            <span\r\n              class=\"dv-row-value\"\r\n              id=\"rLiabilityLimit\"\r\n            >\r\n              \u2014\r\n            <\/span>\r\n\r\n          <\/div>\r\n\r\n\r\n          <div class=\"dv-row\">\r\n\r\n            <span class=\"dv-row-name\">\r\n              Structure \/ Building Coverage\r\n            <\/span>\r\n\r\n            <span\r\n              class=\"dv-row-value\"\r\n              id=\"rStructureCover\"\r\n            >\r\n              \u2014\r\n            <\/span>\r\n\r\n          <\/div>\r\n\r\n\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n\r\n      <!-- RISKS -->\r\n\r\n      <div class=\"dv-result-card\">\r\n\r\n        <div class=\"dv-result-head\">\r\n\r\n          <span class=\"dv-result-icon\">\r\n            \u2713\r\n          <\/span>\r\n\r\n          <h3>\r\n            Potential Covered Risks\r\n          <\/h3>\r\n\r\n        <\/div>\r\n\r\n\r\n        <div class=\"dv-result-body\">\r\n\r\n\r\n          <div class=\"dv-row\">\r\n            <span class=\"dv-row-name\">\r\n              Fire, Explosion and Smoke Damage\r\n            <\/span>\r\n            <span class=\"dv-row-value\">\r\n              \u2713\r\n            <\/span>\r\n          <\/div>\r\n\r\n\r\n          <div class=\"dv-row\">\r\n            <span class=\"dv-row-name\">\r\n              Water Damage and Flooding\r\n            <\/span>\r\n            <span class=\"dv-row-value\">\r\n              \u2713\r\n            <\/span>\r\n          <\/div>\r\n\r\n\r\n          <div class=\"dv-row\">\r\n            <span class=\"dv-row-name\">\r\n              Natural Disasters\r\n            <\/span>\r\n            <span class=\"dv-row-value\">\r\n              \u2713\r\n            <\/span>\r\n          <\/div>\r\n\r\n\r\n          <div class=\"dv-row\">\r\n            <span class=\"dv-row-name\">\r\n              Theft, Burglary and Vandalism\r\n            <\/span>\r\n            <span class=\"dv-row-value\">\r\n              \u2713\r\n            <\/span>\r\n          <\/div>\r\n\r\n\r\n          <div class=\"dv-row\">\r\n            <span class=\"dv-row-name\">\r\n              Damage to Engineering Systems\r\n            <\/span>\r\n            <span class=\"dv-row-value\">\r\n              \u2713\r\n            <\/span>\r\n          <\/div>\r\n\r\n\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n\r\n    <\/div>\r\n\r\n\r\n    <!-- SUMMARY -->\r\n\r\n    <div class=\"dv-summary\">\r\n\r\n\r\n      <h3 class=\"dv-section-title\">\r\n\r\n        <span class=\"dv-section-number\">\r\n          2\r\n        <\/span>\r\n\r\n        Insurance Cost\r\n\r\n      <\/h3>\r\n\r\n\r\n      <div class=\"dv-summary-grid\">\r\n\r\n\r\n        <div class=\"dv-summary-item\">\r\n\r\n          <span class=\"dv-summary-label\">\r\n            Minimum per Month\r\n          <\/span>\r\n\r\n          <span\r\n            class=\"dv-summary-value\"\r\n            id=\"rMonthlyMin\"\r\n          >\r\n            \u2014\r\n          <\/span>\r\n\r\n        <\/div>\r\n\r\n\r\n        <div class=\"dv-summary-item\">\r\n\r\n          <span class=\"dv-summary-label\">\r\n            Maximum per Month\r\n          <\/span>\r\n\r\n          <span\r\n            class=\"dv-summary-value\"\r\n            id=\"rMonthlyMax\"\r\n          >\r\n            \u2014\r\n          <\/span>\r\n\r\n        <\/div>\r\n\r\n\r\n        <div class=\"dv-summary-item\">\r\n\r\n          <span class=\"dv-summary-label\">\r\n            Annual Range\r\n          <\/span>\r\n\r\n          <span\r\n            class=\"dv-summary-value\"\r\n            id=\"rAnnualRange\"\r\n          >\r\n            \u2014\r\n          <\/span>\r\n\r\n        <\/div>\r\n\r\n\r\n      <\/div>\r\n\r\n\r\n      <div class=\"dv-grand-total\">\r\n\r\n        <small>\r\n          Estimated Monthly Premium Based on Market Rates\r\n        <\/small>\r\n\r\n        <strong id=\"rInsuranceTotal\">\r\n          \u2014\r\n        <\/strong>\r\n\r\n        <div\r\n          class=\"dv-range\"\r\n          id=\"rInsuranceNote\"\r\n        >\r\n          \u2014\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n\r\n    <\/div>\r\n\r\n\r\n\r\n\r\n\r\n  <\/div>\r\n\r\n<\/div>\r\n\r\n\r\n<script>\r\n\r\n(function(){\r\n\r\n\"use strict\";\r\n\r\n\r\nconst root =\r\n  document.getElementById(\r\n    \"dv-property-insurance-calculator\"\r\n  );\r\n\r\n\r\nif(!root){\r\n  return;\r\n}\r\n\r\n\r\nconst $ = function(id){\r\n  return root.querySelector(\"#\"+id);\r\n};\r\n\r\n\r\n\/* =========================================\r\n   NAMES\r\n========================================= *\/\r\n\r\nconst names = {\r\n\r\n  type:{\r\n    apartment:\"Apartment\",\r\n    house:\"Private House\",\r\n    cottage:\"Country House \/ Cottage\"\r\n  },\r\n\r\n  package:{\r\n    basic:\"Basic\",\r\n    standard:\"Standard\",\r\n    premium:\"Full Coverage\"\r\n  },\r\n\r\n  usage:{\r\n    owner:\"Owner-Occupied\",\r\n    rented:\"Rented Property\",\r\n    seasonal:\"Seasonal \/ Country House\"\r\n  }\r\n\r\n};\r\n\r\n\r\n\/* =========================================\r\n   HELPERS\r\n========================================= *\/\r\n\r\nfunction numberValue(id){\r\n\r\n  const el=$(id);\r\n\r\n  if(!el){\r\n    return 0;\r\n  }\r\n\r\n  const value=\r\n    parseFloat(\r\n      String(el.value||\"\")\r\n      .replace(\",\",\".\")\r\n    );\r\n\r\n  return Number.isFinite(value)\r\n    ? value\r\n    : 0;\r\n}\r\n\r\n\r\nfunction money(value){\r\n\r\n  return new Intl.NumberFormat(\r\n    \"en-US\",\r\n    {\r\n      minimumFractionDigits:0,\r\n      maximumFractionDigits:0\r\n    }\r\n  ).format(\r\n    Math.round(value)\r\n  )+\" \u20be\";\r\n}\r\n\r\n\r\n\/* =========================================\r\n   CALCULATION\r\n========================================= *\/\r\n\r\nfunction calculateInsurance(){\r\n\r\n  const type=\r\n    $(\"dvInsuranceType\").value;\r\n\r\n  const area=\r\n    numberValue(\"dvInsuranceArea\");\r\n\r\n  const propertyValue=\r\n    numberValue(\"dvInsuranceValue\");\r\n\r\n  const packageType=\r\n    $(\"dvInsurancePackage\").value;\r\n\r\n  const usage=\r\n    $(\"dvInsuranceUsage\").value;\r\n\r\n  const liability=\r\n    $(\"dvInsuranceLiability\").value;\r\n\r\n\r\n  const invalid=\r\n    area<20 ||\r\n    area>1000 ||\r\n    propertyValue<10000 ||\r\n    propertyValue>5000000;\r\n\r\n\r\n  if(invalid){\r\n\r\n    $(\"dvInsuranceError\")\r\n      .style.display=\"block\";\r\n\r\n    $(\"dvInsuranceOutput\")\r\n      .classList.remove(\"dv-show\");\r\n\r\n    return;\r\n  }\r\n\r\n\r\n  $(\"dvInsuranceError\")\r\n    .style.display=\"none\";\r\n\r\n\r\n  \/* =====================================\r\n     PUBLIC MARKET STARTING POINTS\r\n\r\n     Basic:\r\n     market reference begins around 12 \u20be\r\n\r\n     Standard:\r\n     public products around 25 \u20be\r\n\r\n     Full:\r\n     public house products from ~30 \u20be\r\n  ===================================== *\/\r\n\r\n\r\n  let minimum=12;\r\n  let maximum=25;\r\n\r\n\r\n  if(packageType===\"standard\"){\r\n\r\n    minimum=25;\r\n    maximum=35;\r\n\r\n  }\r\n\r\n\r\n  if(packageType===\"premium\"){\r\n\r\n    minimum=30;\r\n    maximum=35;\r\n\r\n  }\r\n\r\n\r\n  \/* =====================================\r\n     AREA ADJUSTMENT\r\n  ===================================== *\/\r\n\r\n  let areaFactor=1;\r\n\r\n\r\n  if(area>70 && area<=120){\r\n\r\n    areaFactor=1.10;\r\n\r\n  }else if(area>120 && area<=180){\r\n\r\n    areaFactor=1.22;\r\n\r\n  }else if(area>180 && area<=300){\r\n\r\n    areaFactor=1.38;\r\n\r\n  }else if(area>300){\r\n\r\n    areaFactor=1.55;\r\n\r\n  }\r\n\r\n\r\n  \/* =====================================\r\n     PROPERTY TYPE\r\n  ===================================== *\/\r\n\r\n  let typeFactor=1;\r\n\r\n\r\n  if(type===\"house\"){\r\n\r\n    typeFactor=1.15;\r\n\r\n  }\r\n\r\n\r\n  if(type===\"cottage\"){\r\n\r\n    typeFactor=1.20;\r\n\r\n  }\r\n\r\n\r\n  \/* =====================================\r\n     PROPERTY VALUE\r\n  ===================================== *\/\r\n\r\n  let valueFactor=1;\r\n\r\n\r\n  if(\r\n    propertyValue>150000 &&\r\n    propertyValue<=300000\r\n  ){\r\n\r\n    valueFactor=1.08;\r\n\r\n  }else if(\r\n    propertyValue>300000 &&\r\n    propertyValue<=500000\r\n  ){\r\n\r\n    valueFactor=1.16;\r\n\r\n  }else if(\r\n    propertyValue>500000 &&\r\n    propertyValue<=1000000\r\n  ){\r\n\r\n    valueFactor=1.25;\r\n\r\n  }else if(\r\n    propertyValue>1000000\r\n  ){\r\n\r\n    valueFactor=1.38;\r\n\r\n  }\r\n\r\n\r\n  \/* =====================================\r\n     USAGE\r\n  ===================================== *\/\r\n\r\n  let usageFactor=1;\r\n\r\n\r\n  if(usage===\"rented\"){\r\n\r\n    usageFactor=1.10;\r\n\r\n  }\r\n\r\n\r\n  if(usage===\"seasonal\"){\r\n\r\n    usageFactor=1.08;\r\n\r\n  }\r\n\r\n\r\n  \/* =====================================\r\n     LIABILITY\r\n  ===================================== *\/\r\n\r\n  const liabilityFactor=\r\n    liability===\"yes\"\r\n      ? 1.06\r\n      : 1;\r\n\r\n\r\n  \/* =====================================\r\n     FINAL RANGE\r\n  ===================================== *\/\r\n\r\n  minimum=\r\n    minimum *\r\n    areaFactor *\r\n    typeFactor *\r\n    valueFactor *\r\n    usageFactor *\r\n    liabilityFactor;\r\n\r\n\r\n  maximum=\r\n    maximum *\r\n    areaFactor *\r\n    typeFactor *\r\n    valueFactor *\r\n    usageFactor *\r\n    liabilityFactor;\r\n\r\n\r\n  minimum=\r\n    Math.round(minimum);\r\n\r\n\r\n  maximum=\r\n    Math.round(maximum);\r\n\r\n\r\n  if(maximum<=minimum){\r\n\r\n    maximum=\r\n      minimum+5;\r\n  }\r\n\r\n\r\n  const midpoint=\r\n    Math.round(\r\n      (minimum+maximum)\/2\r\n    );\r\n\r\n\r\n  const annualMin=\r\n    minimum*12;\r\n\r\n\r\n  const annualMax=\r\n    maximum*12;\r\n\r\n\r\n  \/* =====================================\r\n     COVERAGE BENCHMARKS\r\n  ===================================== *\/\r\n\r\n\r\n  let interiorLimit=\r\n    area*300;\r\n\r\n\r\n  let contentsLimit=20000;\r\n\r\n\r\n  if(packageType===\"basic\"){\r\n\r\n    contentsLimit=15000;\r\n\r\n  }\r\n\r\n\r\n  if(packageType===\"premium\"){\r\n\r\n    contentsLimit=\r\n      Math.max(\r\n        30000,\r\n        propertyValue*.10\r\n      );\r\n\r\n  }\r\n\r\n\r\n  let liabilityLimit=\r\n    liability===\"yes\"\r\n      ? 10000\r\n      : 0;\r\n\r\n\r\n  let structureText=\r\n    \"Depends on Package\";\r\n\r\n\r\n  if(packageType===\"premium\"){\r\n\r\n    structureText=\r\n      \"Full Property Coverage\";\r\n\r\n  }\r\n\r\n\r\n  \/* =====================================\r\n     RESULT\r\n  ===================================== *\/\r\n\r\n  $(\"rInsuranceType\")\r\n    .textContent=\r\n    names.type[type];\r\n\r\n\r\n  $(\"rInsuranceArea\")\r\n    .textContent=\r\n    area+\" m\u00b2\";\r\n\r\n\r\n  $(\"rInsuranceValue\")\r\n    .textContent=\r\n    money(propertyValue);\r\n\r\n\r\n  $(\"rInsurancePackage\")\r\n    .textContent=\r\n    names.package[packageType];\r\n\r\n\r\n  $(\"rInsuranceUsage\")\r\n    .textContent=\r\n    names.usage[usage];\r\n\r\n\r\n  $(\"rInteriorLimit\")\r\n    .textContent=\r\n    \"Approximately \"+\r\n    money(interiorLimit);\r\n\r\n\r\n  $(\"rContentsLimit\")\r\n    .textContent=\r\n    \"Approximately \"+\r\n    money(contentsLimit);\r\n\r\n\r\n  $(\"rLiabilityLimit\")\r\n    .textContent=\r\n    liability===\"yes\"\r\n      ? \"Approximately \"+money(liabilityLimit)\r\n      : \"Not Added\";\r\n\r\n\r\n  $(\"rStructureCover\")\r\n    .textContent=\r\n    structureText;\r\n\r\n\r\n  $(\"rMonthlyMin\")\r\n    .textContent=\r\n    money(minimum);\r\n\r\n\r\n  $(\"rMonthlyMax\")\r\n    .textContent=\r\n    money(maximum);\r\n\r\n\r\n  $(\"rAnnualRange\")\r\n    .textContent=\r\n    money(annualMin)+\r\n    \" \u2013 \"+\r\n    money(annualMax);\r\n\r\n\r\n  $(\"rInsuranceTotal\")\r\n    .textContent=\r\n    money(midpoint)+\r\n    \" \/ month\";\r\n\r\n\r\n  $(\"rInsuranceNote\")\r\n    .textContent=\r\n    \"Estimated Market Range: \"+\r\n    money(minimum)+\r\n    \" \u2013 \"+\r\n    money(maximum)+\r\n    \" per month\";\r\n\r\n\r\n  \/* =====================================\r\n     SHOW\r\n  ===================================== *\/\r\n\r\n  $(\"dvInsuranceOutput\")\r\n    .classList.remove(\"dv-show\");\r\n\r\n\r\n  void $(\"dvInsuranceOutput\")\r\n    .offsetWidth;\r\n\r\n\r\n  $(\"dvInsuranceOutput\")\r\n    .classList.add(\"dv-show\");\r\n\r\n\r\n  window.setTimeout(\r\n    function(){\r\n\r\n      $(\"dvInsuranceOutput\")\r\n        .scrollIntoView({\r\n          behavior:\"smooth\",\r\n          block:\"start\"\r\n        });\r\n\r\n    },\r\n    120\r\n  );\r\n\r\n}\r\n\r\n\r\n\/* =========================================\r\n   CLICK\r\n========================================= *\/\r\n\r\n$(\"dvInsuranceCalculate\")\r\n  .addEventListener(\r\n    \"click\",\r\n    calculateInsurance\r\n  );\r\n\r\n\r\n})();\r\n<\/script>\r\n\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f06c1c e-flex e-con-boxed e-con e-parent\" data-id=\"3f06c1c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-97a662b elementor-widget elementor-widget-html\" data-id=\"97a662b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<section class=\"dv-partners\">\r\n\r\n  <div class=\"dv-partners-head\">\r\n\r\n    <span>DATVALE.GE PARTNERS<\/span>\r\n\r\n    <h2>Special Offers<\/h2>\r\n\r\n    <p>\r\n      Take advantage of special offers from Datvale partner companies\r\n      for renovation, construction and interior projects.\r\n    <\/p>\r\n\r\n  <\/div>\r\n\r\n\r\n  <div class=\"dv-partners-grid\">\r\n\r\n\r\n    <!-- NEW LIGHT -->\r\n\r\n    <article class=\"dv-card\">\r\n\r\n      <div class=\"dv-logo\">\r\n\r\n        <img decoding=\"async\"\r\n          src=\"https:\/\/datvale.ge\/wp-content\/uploads\/2025\/06\/dbd6fc01-a56b-490f-b2a5-59f3445fe63a.jpg\"\r\n          alt=\"New Light\"\r\n          loading=\"lazy\"\r\n        >\r\n\r\n        <span class=\"dv-badge\">\r\n          -15%\r\n        <\/span>\r\n\r\n      <\/div>\r\n\r\n\r\n      <button\r\n        class=\"dv-toggle\"\r\n        type=\"button\"\r\n        aria-expanded=\"false\"\r\n      >\r\n        View Offer\r\n      <\/button>\r\n\r\n\r\n      <div class=\"dv-details\">\r\n\r\n        <h3>New Light<\/h3>\r\n\r\n\r\n        <div class=\"dv-type\">\r\n          Lighting Store\r\n        <\/div>\r\n\r\n\r\n        <p>\r\n          A wide selection of international lighting brands, including\r\n          Philips, Eglo, Artemide, Luceplan, Vibia, Osram and more.\r\n        <\/p>\r\n\r\n\r\n        <div class=\"dv-links\">\r\n\r\n          <a href=\"https:\/\/newlight.ge\/\" target=\"_blank\" rel=\"noopener\">\r\n            newlight.ge\r\n          <\/a>\r\n\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n    <\/article>\r\n\r\n\r\n\r\n    <!-- NOVA -->\r\n\r\n    <article class=\"dv-card\">\r\n\r\n      <div class=\"dv-logo\">\r\n\r\n        <img decoding=\"async\"\r\n          src=\"https:\/\/datvale.ge\/wp-content\/uploads\/2025\/08\/\u10da\u10dd\u10d2\u10dd\u10d4\u10d1\u10d8-26-2.png\"\r\n          alt=\"Nova\"\r\n          loading=\"lazy\"\r\n        >\r\n\r\n        <span class=\"dv-badge\">\r\n          Up to 20%\r\n        <\/span>\r\n\r\n      <\/div>\r\n\r\n\r\n      <button\r\n        class=\"dv-toggle\"\r\n        type=\"button\"\r\n        aria-expanded=\"false\"\r\n      >\r\n        View Offer\r\n      <\/button>\r\n\r\n\r\n      <div class=\"dv-details\">\r\n\r\n        <h3>Nova<\/h3>\r\n\r\n\r\n        <div class=\"dv-type\">\r\n          Construction & Renovation Hypermarket\r\n        <\/div>\r\n\r\n\r\n        <p>\r\n          A wide range of construction and renovation products,\r\n          including own-brand manufacturing and international brands\r\n          for renovation and construction projects.\r\n        <\/p>\r\n\r\n\r\n        <div class=\"dv-links\">\r\n\r\n          <a href=\"https:\/\/nova.ge\/\" target=\"_blank\" rel=\"noopener\">\r\n            nova.ge\r\n          <\/a>\r\n\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n    <\/article>\r\n\r\n\r\n\r\n    <!-- VITRA -->\r\n\r\n    <article class=\"dv-card\">\r\n\r\n      <div class=\"dv-logo\">\r\n\r\n        <img decoding=\"async\"\r\n          src=\"https:\/\/datvale.ge\/wp-content\/uploads\/2025\/06\/\u10da\u10dd\u10d2\u10dd\u10d4\u10d1\u10d8-28.png\"\r\n          alt=\"VitrA Georgia\"\r\n          loading=\"lazy\"\r\n        >\r\n\r\n        <span class=\"dv-badge\">\r\n          -15%\r\n        <\/span>\r\n\r\n      <\/div>\r\n\r\n\r\n      <button\r\n        class=\"dv-toggle\"\r\n        type=\"button\"\r\n        aria-expanded=\"false\"\r\n      >\r\n        View Offer\r\n      <\/button>\r\n\r\n\r\n      <div class=\"dv-details\">\r\n\r\n        <h3>VitrA Georgia<\/h3>\r\n\r\n\r\n        <div class=\"dv-type\">\r\n          Sanitary Ware & Ceramic Tiles\r\n        <\/div>\r\n\r\n\r\n        <p>\r\n          A wide selection of bathroom sanitary ware and ceramic tiles\r\n          for creating a modern and functional bathroom.\r\n        <\/p>\r\n\r\n\r\n        <div class=\"dv-links\">\r\n\r\n          <a href=\"https:\/\/vitra.com.ge\/ka\/\" target=\"_blank\" rel=\"noopener\">\r\n            vitra.com.ge\r\n          <\/a>\r\n\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n    <\/article>\r\n\r\n\r\n\r\n    <!-- CAPAROL -->\r\n\r\n    <article class=\"dv-card\">\r\n\r\n      <div class=\"dv-logo\">\r\n\r\n        <img decoding=\"async\"\r\n          src=\"https:\/\/datvale.ge\/wp-content\/uploads\/2025\/10\/24.09.2025-33.png\"\r\n          alt=\"Caparol\"\r\n          loading=\"lazy\"\r\n        >\r\n\r\n        <span class=\"dv-badge\">\r\n          -10%\r\n        <\/span>\r\n\r\n      <\/div>\r\n\r\n\r\n      <button\r\n        class=\"dv-toggle\"\r\n        type=\"button\"\r\n        aria-expanded=\"false\"\r\n      >\r\n        View Offer\r\n      <\/button>\r\n\r\n\r\n      <div class=\"dv-details\">\r\n\r\n        <h3>Caparol<\/h3>\r\n\r\n\r\n        <div class=\"dv-type\">\r\n          Paints & Finishing Materials\r\n        <\/div>\r\n\r\n\r\n        <p>\r\n          An international brand of interior and facade paints,\r\n          decorative coatings and finishing materials.\r\n        <\/p>\r\n\r\n\r\n        <div class=\"dv-address\">\r\n\r\n          <span>\r\n            Tbilisi \u2014 8 Petre Kavtaradze St. \u2022 599 44 55 67\r\n          <\/span>\r\n\r\n          <span>\r\n            Tbilisi \u2014 15 Samtredia St. \u2022 599 58 26 25\r\n          <\/span>\r\n\r\n          <span>\r\n            Batumi \u2014 35 Pushkin St. \u2022 558 04 04 96\r\n          <\/span>\r\n\r\n        <\/div>\r\n\r\n\r\n        <div class=\"dv-links\">\r\n\r\n          <a href=\"https:\/\/caparol.ge\" target=\"_blank\" rel=\"noopener\">\r\n            caparol.ge\r\n          <\/a>\r\n\r\n        <\/div>\r\n\r\n      <\/div>\r\n\r\n    <\/article>\r\n\r\n\r\n  <\/div>\r\n\r\n\r\n  <!-- ALL PARTNERS -->\r\n\r\n  <div class=\"dv-all-partners\">\r\n\r\n    <a href=\"https:\/\/datvale.ge\/en\/partners\/\">\r\n      All Partners\r\n    <\/a>\r\n\r\n  <\/div>\r\n\r\n<\/section>\r\n\r\n\r\n<style>\r\n\r\n.dv-partners,\r\n.dv-partners *{\r\n  box-sizing:border-box;\r\n}\r\n\r\n\r\n.dv-partners{\r\n  --blue:#0b4187;\r\n  --blue2:#176bc5;\r\n  --text:#173a61;\r\n  --muted:#65788c;\r\n  --border:#e1e9f2;\r\n  --light:#f7faff;\r\n\r\n  width:100%;\r\n  max-width:1200px;\r\n\r\n  margin:40px auto;\r\n  padding:0 15px;\r\n\r\n  font-family:\r\n    system-ui,\r\n    -apple-system,\r\n    BlinkMacSystemFont,\r\n    \"Segoe UI\",\r\n    sans-serif;\r\n}\r\n\r\n\r\n.dv-partners-head{\r\n  max-width:760px;\r\n  margin:0 auto 28px;\r\n  text-align:center;\r\n}\r\n\r\n\r\n.dv-partners-head > span{\r\n  display:block;\r\n  margin-bottom:7px;\r\n  color:var(--blue2);\r\n  font-size:12px;\r\n  font-weight:900;\r\n  letter-spacing:.08em;\r\n}\r\n\r\n\r\n.dv-partners-head h2{\r\n  margin:0 0 9px;\r\n  color:var(--text);\r\n  font-size:clamp(27px,4vw,38px);\r\n  line-height:1.15;\r\n  font-weight:950;\r\n}\r\n\r\n\r\n.dv-partners-head p{\r\n  margin:0;\r\n  color:var(--muted);\r\n  font-size:15px;\r\n  line-height:1.6;\r\n}\r\n\r\n\r\n.dv-partners-grid{\r\n  display:grid;\r\n  grid-template-columns:repeat(4,minmax(0,1fr));\r\n  gap:16px;\r\n  align-items:start;\r\n}\r\n\r\n\r\n.dv-card{\r\n  position:relative;\r\n  width:100%;\r\n  height:220px;\r\n  overflow:hidden;\r\n  border:1px solid var(--border);\r\n  border-radius:20px;\r\n  background:#fff;\r\n  box-shadow:0 8px 28px rgba(27,61,98,.08);\r\n  transition:\r\n    transform .22s ease,\r\n    box-shadow .22s ease,\r\n    border-color .22s ease;\r\n}\r\n\r\n\r\n.dv-card:hover{\r\n  transform:translateY(-3px);\r\n  border-color:#cfdeed;\r\n  box-shadow:0 15px 36px rgba(27,61,98,.13);\r\n}\r\n\r\n\r\n.dv-card.dv-open{\r\n  height:auto;\r\n  overflow:visible;\r\n}\r\n\r\n\r\n.dv-logo{\r\n  position:relative;\r\n  display:flex;\r\n  align-items:center;\r\n  justify-content:center;\r\n  width:100%;\r\n  height:158px;\r\n  padding:20px;\r\n  background:#fff;\r\n}\r\n\r\n\r\n.dv-logo img{\r\n  display:block;\r\n  width:auto;\r\n  height:auto;\r\n  max-width:100%;\r\n  max-height:105px;\r\n  object-fit:contain;\r\n}\r\n\r\n\r\n.dv-badge{\r\n  position:absolute;\r\n  top:12px;\r\n  right:12px;\r\n  z-index:2;\r\n  display:flex;\r\n  align-items:center;\r\n  justify-content:center;\r\n  min-height:31px;\r\n  padding:6px 10px;\r\n  border-radius:100px;\r\n  background:linear-gradient(135deg,var(--blue),var(--blue2));\r\n  color:#fff;\r\n  font-size:11px;\r\n  line-height:1;\r\n  font-weight:950;\r\n  box-shadow:0 6px 15px rgba(11,65,135,.23);\r\n}\r\n\r\n\r\n.dv-toggle{\r\n  display:flex;\r\n  align-items:center;\r\n  justify-content:center;\r\n  width:calc(100% - 28px);\r\n  height:46px;\r\n  margin:0 14px 16px;\r\n  padding:10px 12px;\r\n  border:0;\r\n  border-radius:12px;\r\n  background:linear-gradient(135deg,var(--blue),var(--blue2));\r\n  color:#fff;\r\n  font:inherit;\r\n  font-size:13px;\r\n  font-weight:900;\r\n  cursor:pointer;\r\n  box-shadow:0 7px 18px rgba(11,65,135,.18);\r\n  transition:\r\n    transform .2s ease,\r\n    box-shadow .2s ease,\r\n    background .2s ease;\r\n}\r\n\r\n\r\n.dv-toggle:hover{\r\n  transform:translateY(-1px);\r\n  box-shadow:0 10px 23px rgba(11,65,135,.25);\r\n}\r\n\r\n\r\n.dv-details{\r\n  display:none;\r\n  padding:18px;\r\n  border-top:1px solid var(--border);\r\n  background:var(--light);\r\n}\r\n\r\n\r\n.dv-card.dv-open .dv-details{\r\n  display:block;\r\n}\r\n\r\n\r\n.dv-card.dv-open .dv-toggle{\r\n  margin-bottom:14px;\r\n  background:#eaf2fb;\r\n  color:var(--blue);\r\n  box-shadow:none;\r\n}\r\n\r\n\r\n.dv-details h3{\r\n  margin:0 0 7px;\r\n  color:var(--text);\r\n  font-size:18px;\r\n  line-height:1.3;\r\n  font-weight:950;\r\n}\r\n\r\n\r\n.dv-type{\r\n  display:inline-block;\r\n  margin-bottom:12px;\r\n  padding:5px 9px;\r\n  border-radius:7px;\r\n  background:#e8f1fb;\r\n  color:var(--blue);\r\n  font-size:11px;\r\n  line-height:1.35;\r\n  font-weight:850;\r\n}\r\n\r\n\r\n.dv-details p{\r\n  margin:0;\r\n  color:#49637d;\r\n  font-size:13px;\r\n  line-height:1.62;\r\n}\r\n\r\n\r\n.dv-links{\r\n  display:flex;\r\n  flex-wrap:wrap;\r\n  gap:8px;\r\n  margin-top:14px;\r\n}\r\n\r\n\r\n.dv-links a{\r\n  display:flex;\r\n  align-items:center;\r\n  justify-content:center;\r\n  flex:1 1 auto;\r\n  min-height:40px;\r\n  padding:9px 12px;\r\n  border:1px solid #d2dfed;\r\n  border-radius:10px;\r\n  background:#fff;\r\n  color:var(--blue)!important;\r\n  font-size:12px;\r\n  font-weight:900;\r\n  text-decoration:none!important;\r\n  transition:\r\n    background .2s ease,\r\n    border-color .2s ease;\r\n}\r\n\r\n\r\n.dv-links a:hover{\r\n  background:#edf5fd;\r\n  border-color:#bcd2e8;\r\n}\r\n\r\n\r\n.dv-address{\r\n  display:flex;\r\n  flex-direction:column;\r\n  gap:6px;\r\n  margin-top:13px;\r\n}\r\n\r\n\r\n.dv-address span{\r\n  display:block;\r\n  padding:8px 10px;\r\n  border:1px solid #e2eaf3;\r\n  border-radius:9px;\r\n  background:#fff;\r\n  color:#526a82;\r\n  font-size:11px;\r\n  line-height:1.45;\r\n}\r\n\r\n\r\n.dv-all-partners{\r\n  display:flex;\r\n  justify-content:center;\r\n  margin-top:22px;\r\n}\r\n\r\n\r\n.dv-all-partners a{\r\n  display:inline-flex;\r\n  align-items:center;\r\n  justify-content:center;\r\n  min-height:46px;\r\n  padding:10px 22px;\r\n  border-radius:12px;\r\n  background:linear-gradient(135deg,var(--blue),var(--blue2));\r\n  color:#fff!important;\r\n  font-size:13px;\r\n  font-weight:900;\r\n  text-decoration:none!important;\r\n  box-shadow:0 7px 18px rgba(11,65,135,.18);\r\n  transition:\r\n    transform .2s ease,\r\n    box-shadow .2s ease;\r\n}\r\n\r\n\r\n.dv-all-partners a:hover{\r\n  transform:translateY(-1px);\r\n  box-shadow:0 10px 23px rgba(11,65,135,.25);\r\n}\r\n\r\n\r\n@media(max-width:950px){\r\n\r\n  .dv-partners-grid{\r\n    grid-template-columns:repeat(2,minmax(0,1fr));\r\n  }\r\n\r\n}\r\n\r\n\r\n@media(max-width:700px){\r\n\r\n  .dv-partners{\r\n    margin:28px auto;\r\n    padding:0 9px;\r\n  }\r\n\r\n  .dv-partners-head{\r\n    margin-bottom:20px;\r\n  }\r\n\r\n  .dv-partners-head p{\r\n    font-size:14px;\r\n  }\r\n\r\n  .dv-partners-grid{\r\n    grid-template-columns:repeat(2,minmax(0,1fr));\r\n    gap:10px;\r\n  }\r\n\r\n  .dv-card{\r\n    height:174px;\r\n    border-radius:15px;\r\n  }\r\n\r\n  .dv-logo{\r\n    height:120px;\r\n    padding:12px;\r\n  }\r\n\r\n  .dv-logo img{\r\n    max-height:82px;\r\n  }\r\n\r\n  .dv-badge{\r\n    top:7px;\r\n    right:7px;\r\n    min-height:25px;\r\n    padding:5px 7px;\r\n    font-size:9px;\r\n  }\r\n\r\n  .dv-toggle{\r\n    width:calc(100% - 16px);\r\n    height:40px;\r\n    margin:0 8px 14px;\r\n    padding:7px;\r\n    border-radius:9px;\r\n    font-size:10.5px;\r\n  }\r\n\r\n  .dv-details{\r\n    padding:14px 11px;\r\n  }\r\n\r\n  .dv-details h3{\r\n    font-size:16px;\r\n  }\r\n\r\n  .dv-type{\r\n    margin-bottom:10px;\r\n    font-size:10px;\r\n  }\r\n\r\n  .dv-details p{\r\n    font-size:11.5px;\r\n    line-height:1.6;\r\n  }\r\n\r\n  .dv-links{\r\n    flex-direction:column;\r\n  }\r\n\r\n  .dv-links a{\r\n    width:100%;\r\n  }\r\n\r\n  .dv-address span{\r\n    font-size:10.5px;\r\n  }\r\n\r\n  .dv-all-partners{\r\n    margin-top:18px;\r\n  }\r\n\r\n  .dv-all-partners a{\r\n    min-height:42px;\r\n    padding:9px 18px;\r\n    font-size:11px;\r\n  }\r\n\r\n}\r\n\r\n\r\n@media(max-width:340px){\r\n\r\n  .dv-partners-grid{\r\n    grid-template-columns:1fr;\r\n  }\r\n\r\n}\r\n\r\n<\/style>\r\n\r\n\r\n<script>\r\n\r\n(function(){\r\n\r\n  const section =\r\n    document.querySelector('.dv-partners');\r\n\r\n\r\n  if(!section){\r\n    return;\r\n  }\r\n\r\n\r\n  const buttons =\r\n    section.querySelectorAll('.dv-toggle');\r\n\r\n\r\n  buttons.forEach(function(button){\r\n\r\n    button.addEventListener(\r\n      'click',\r\n      function(){\r\n\r\n        const card =\r\n          button.closest('.dv-card');\r\n\r\n\r\n        const isOpen =\r\n          card.classList.contains('dv-open');\r\n\r\n\r\n        \/*\r\n         * Close all open cards\r\n         *\/\r\n\r\n        section\r\n          .querySelectorAll('.dv-card.dv-open')\r\n          .forEach(function(openCard){\r\n\r\n            openCard\r\n              .classList\r\n              .remove('dv-open');\r\n\r\n\r\n            const openButton =\r\n              openCard.querySelector('.dv-toggle');\r\n\r\n\r\n            if(openButton){\r\n\r\n              openButton.textContent =\r\n                'View Offer';\r\n\r\n\r\n              openButton.setAttribute(\r\n                'aria-expanded',\r\n                'false'\r\n              );\r\n\r\n            }\r\n\r\n          });\r\n\r\n\r\n        \/*\r\n         * Open the selected card\r\n         *\/\r\n\r\n        if(!isOpen){\r\n\r\n          card\r\n            .classList\r\n            .add('dv-open');\r\n\r\n\r\n          button.textContent =\r\n            'Close Offer';\r\n\r\n\r\n          button.setAttribute(\r\n            'aria-expanded',\r\n            'true'\r\n          );\r\n\r\n        }\r\n\r\n      }\r\n    );\r\n\r\n  });\r\n\r\n})();\r\n\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0c0dc9e e-flex e-con-boxed e-con e-parent\" data-id=\"0c0dc9e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23d8ec7 elementor-widget elementor-widget-text-editor\" data-id=\"23d8ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>Property Insurance<\/h1>\n<p>Property insurance can help protect your apartment, private house, cottage, or other residential property in advance against financial losses caused by unexpected damage.<\/p>\n<p>Buying, building, and renovating an apartment or house often requires a significant investment. For this reason, it is important not only to plan the budget for purchasing and improving the property, but also to consider how you can protect the property you have already created.<\/p>\n<p>Apartment insurance, house insurance, and other types of property insurance may differ in terms of coverage, insured amount, risks, and exclusions.<\/p>\n<p>If you are still planning your home improvement project, you can estimate the renovation cost or house construction cost in advance on Datvale.ge.<\/p>\n<p>Follow us on Facebook and YouTube, where we regularly share information about renovation, construction, home improvement, and modern standards.<\/p>\n<h2>What Is Property Insurance?<\/h2>\n<p>Property insurance is an insurance product that can protect an apartment, private house, cottage, or other real estate against predefined risks under the terms of the insurance policy.<\/p>\n<p>An insurance contract usually defines:<\/p>\n<ul>\n<li>What property is insured<\/li>\n<li>Which risks are covered<\/li>\n<li>The amount of coverage<\/li>\n<li>What exclusions apply<\/li>\n<li>How damage is assessed<\/li>\n<li>Under what conditions compensation is paid<\/li>\n<li>Whether a deductible applies<\/li>\n<li>What documents are required in the event of a claim<\/li>\n<\/ul>\n<p>When choosing property insurance, it is important to review not only the price, but also the actual coverage conditions.<\/p>\n<h2>Apartment Insurance<\/h2>\n<p>Apartment insurance is particularly relevant for owners of renovated apartments because a significant amount of money is often invested not only in the property itself, but also in its interior and equipment.<\/p>\n<p>The total value of an apartment may include:<\/p>\n<ul>\n<li>Interior renovation<\/li>\n<li>Wall and ceiling finishes<\/li>\n<li>Flooring<\/li>\n<li>Bathroom installation<\/li>\n<li>Plumbing<\/li>\n<li>Heating system<\/li>\n<li>Electrical system<\/li>\n<li>Built-in furniture<\/li>\n<li>Household appliances<\/li>\n<\/ul>\n<p>If you are planning to furnish or renovate an apartment, you can estimate the expected renovation cost in advance.<\/p>\n<p>For more detailed renovation planning, you can also review renovation material prices and renovation labor costs.<\/p>\n<h2>House Insurance<\/h2>\n<p>House insurance is especially important for owners of private houses because such properties often contain more structural and engineering elements.<\/p>\n<p>In the case of a private house, insured property may include:<\/p>\n<ul>\n<li>Main building structure<\/li>\n<li>Roof<\/li>\n<li>Interior renovation<\/li>\n<li>Heating system<\/li>\n<li>Plumbing<\/li>\n<li>Electrical system<\/li>\n<li>Engineering systems<\/li>\n<li>Certain auxiliary structures<\/li>\n<li>Additional property specified in the policy<\/li>\n<\/ul>\n<p>If you are still planning to build a house, you can use the Construction Calculator to estimate your project budget in advance.<\/p>\n<h2>What Can Property Insurance Cover?<\/h2>\n<p>Property insurance is available under different conditions from different insurance companies.<\/p>\n<p>Depending on the specific policy, insurance may cover:<\/p>\n<ul>\n<li>Structural parts of the building<\/li>\n<li>Interior finishing<\/li>\n<li>Renovation<\/li>\n<li>Furniture<\/li>\n<li>Appliances<\/li>\n<li>Engineering systems<\/li>\n<li>Third-party liability<\/li>\n<li>Other predefined property interests<\/li>\n<\/ul>\n<p>For this reason, comparing only the price is not enough when choosing insurance. It is important to understand what the policy covers and what it does not cover.<\/p>\n<h2>What Risks Can Property Insurance Protect Against?<\/h2>\n<p>Depending on the type of policy, property insurance may cover different types of risks.<\/p>\n<p>For example:<\/p>\n<ul>\n<li>Fire<\/li>\n<li>Explosion<\/li>\n<li>Water damage<\/li>\n<li>Flooding<\/li>\n<li>Damage caused by natural events<\/li>\n<li>Theft<\/li>\n<li>Vandalism<\/li>\n<li>Damage caused by third parties<\/li>\n<li>Certain damage caused by engineering systems<\/li>\n<\/ul>\n<p>This list does not mean that every policy automatically covers all of these risks. Final coverage depends on the specific insurance product.<\/p>\n<h2>Why Is Apartment Insurance Important?<\/h2>\n<p>In an apartment building, even a small accident can cause significant expenses.<\/p>\n<p>For example, plumbing damage may result in:<\/p>\n<ul>\n<li>Damage to your apartment renovation<\/li>\n<li>Damaged flooring<\/li>\n<li>Damage to ceilings or walls<\/li>\n<li>Furniture damage<\/li>\n<li>Damage to a neighbor\u2019s property on the floor below<\/li>\n<\/ul>\n<p>If you are planning plumbing work, you can also read the article about how much it costs to install plumbing in an apartment.<\/p>\n<h2>Bathroom and Water Damage Risk<\/h2>\n<p>The bathroom is one of the most important areas where the risk of water-related damage exists.<\/p>\n<p>Problems may be related to:<\/p>\n<ul>\n<li>Pipes<\/li>\n<li>Plumbing connections<\/li>\n<li>Waterproofing<\/li>\n<li>Shower systems<\/li>\n<li>Flooring<\/li>\n<li>Wall finishes<\/li>\n<\/ul>\n<p>If you are planning to renovate or upgrade your bathroom, you can check how much a bathroom renovation costs.<\/p>\n<h2>Heating System and Property Protection<\/h2>\n<p>The heating system of an apartment or house is an important engineering component.<\/p>\n<p>System failures may be related to:<\/p>\n<ul>\n<li>Pipe damage<\/li>\n<li>Boiler problems<\/li>\n<li>Radiators<\/li>\n<li>Water leaks<\/li>\n<li>Additional renovation expenses<\/li>\n<\/ul>\n<p>If you are planning to install a heating system, you can read the article about how much it costs to install a heating system in an apartment.<\/p>\n<h2>Renovation Cost and Property Insurance<\/h2>\n<p>In a renovated apartment or house, a significant part of the property\u2019s value is often invested in the interior.<\/p>\n<p>For example:<\/p>\n<ul>\n<li>Walls<\/li>\n<li>Ceiling<\/li>\n<li>Flooring<\/li>\n<li>Ceramic tiles<\/li>\n<li>Plumbing<\/li>\n<li>Heating<\/li>\n<li>Lighting<\/li>\n<li>Furniture<\/li>\n<li>Appliances<\/li>\n<\/ul>\n<p>The higher the value of the interior, the more important it is to understand exactly which parts are covered under the insurance policy.<\/p>\n<p>You can use the Renovation Calculator to plan renovation costs.<\/p>\n<h2>What Should You Check Before Buying an Apartment?<\/h2>\n<p>If you are currently planning to buy an apartment, it is advisable to assess not only the price but also its technical and legal condition.<\/p>\n<p>Useful articles:<\/p>\n<ul>\n<li>What should you check before buying an apartment?<\/li>\n<li>What should you consider when purchasing an apartment?<\/li>\n<\/ul>\n<p>Properly assessing the condition of the property is important both for planning the future renovation budget and for overall financial planning.<\/p>\n<h2>New Apartment or Old Apartment?<\/h2>\n<p>The technical condition of a new and an old apartment can differ significantly.<\/p>\n<p>An older apartment often requires:<\/p>\n<ul>\n<li>Electrical rewiring<\/li>\n<li>Plumbing upgrades<\/li>\n<li>Heating system replacement<\/li>\n<li>Floor restoration<\/li>\n<li>Wall repairs<\/li>\n<li>Ceiling renovation<\/li>\n<\/ul>\n<p>If you are still choosing between options, read the article about buying an apartment in a new or old building.<\/p>\n<h2>Apartment or Private House?<\/h2>\n<p>Apartment insurance and house insurance operate on similar principles, although the risks and insured elements may differ depending on the property type.<\/p>\n<p>For an apartment, important factors include shared building infrastructure and risks related to neighbors.<\/p>\n<p>For a private house, the owner often manages:<\/p>\n<ul>\n<li>Building structure<\/li>\n<li>Roof<\/li>\n<li>Engineering systems<\/li>\n<li>Yard<\/li>\n<li>Auxiliary infrastructure<\/li>\n<\/ul>\n<p>If you are still deciding, read the article: Apartment or Private House &#8211; Which Is Better?<\/p>\n<h2>Property Insurance Cost<\/h2>\n<p>The cost of property insurance is not fixed and depends on various factors.<\/p>\n<p>The price may be affected by:<\/p>\n<ul>\n<li>Property type<\/li>\n<li>Area<\/li>\n<li>Market value<\/li>\n<li>Location<\/li>\n<li>Selected coverage<\/li>\n<li>Insured amount<\/li>\n<li>Additional risks<\/li>\n<li>Deductible<\/li>\n<li>Type of property use<\/li>\n<\/ul>\n<p>Therefore, apartment insurance costs and house insurance costs can differ significantly.<\/p>\n<h2>How to Choose Property Insurance<\/h2>\n<p>When comparing offers, pay attention to:<\/p>\n<ul>\n<li>Policy price<\/li>\n<li>List of insured property<\/li>\n<li>Covered risks<\/li>\n<li>Insured amount<\/li>\n<li>Maximum compensation limit<\/li>\n<li>Deductible<\/li>\n<li>Exclusions<\/li>\n<li>Claims compensation procedure<\/li>\n<\/ul>\n<p>It is important that the policy matches your property and actual needs as closely as possible.<\/p>\n<h2>What Should You Check Before Signing the Contract?<\/h2>\n<p>Before purchasing a policy, make sure you review:<\/p>\n<ul>\n<li>Insurance period<\/li>\n<li>Insured amount<\/li>\n<li>Covered risks<\/li>\n<li>Exclusions<\/li>\n<li>Deductible<\/li>\n<li>Damage reporting procedure<\/li>\n<li>Required documentation<\/li>\n<li>Compensation conditions<\/li>\n<\/ul>\n<p>The lowest price does not always mean the best coverage.<\/p>\n<h2>Why Is It Important to Assess Property Value Correctly?<\/h2>\n<p>If the property value is assessed incorrectly, the insurance terms may not match your actual needs.<\/p>\n<p>When estimating the total value of the property, consider:<\/p>\n<ul>\n<li>Building value<\/li>\n<li>Renovation<\/li>\n<li>Furniture<\/li>\n<li>Appliances<\/li>\n<li>Heating<\/li>\n<li>Plumbing<\/li>\n<li>Other engineering systems<\/li>\n<\/ul>\n<p>If you are currently at the construction or renovation stage, you can use Datvale\u2019s Construction Calculator and Renovation Calculator in advance.<\/p>\n<h2>Frequently Asked Questions<\/h2>\n<p><\/p>\n<h3>What Is Property Insurance?<\/h3>\n<p>Property insurance is an insurance product that may cover an apartment, house, or other property against predefined risks under specific policy conditions.<\/p>\n<h3>What Is Apartment Insurance?<\/h3>\n<p>Apartment insurance is a type of property insurance that may cover the apartment structure, interior finishing, or other property depending on the specific policy conditions.<\/p>\n<h3>What Is House Insurance?<\/h3>\n<p>House insurance is designed for private houses and, depending on the specific policy, may cover the building structure, renovation, and other elements.<\/p>\n<h3>How Much Does Apartment Insurance Cost?<\/h3>\n<p>The price of apartment insurance depends on the value of the property, area, level of coverage, and the terms offered by the specific insurance company.<\/p>\n<h3>What Determines the Cost of Property Insurance?<\/h3>\n<p>Property type, value, area, selected risks, insured amount, deductible, and additional coverage.<\/p>\n<h3>Does Insurance Cover Renovation?<\/h3>\n<p>This depends on the specific policy conditions. In some cases, interior finishing may be covered, while in others additional coverage may be required.<\/p>\n<h2>You May Also Be Interested In<\/h2>\n<p><\/p>\n<ul>\n<li>Renovation Calculator &#8211; estimate the total renovation cost<\/li>\n<li>Construction Calculator &#8211; calculate the estimated cost of building a house<\/li>\n<li>Plumbing and Heating &#8211; estimate plumbing and heating installation costs<\/li>\n<li>Bathroom Calculator &#8211; estimate the cost of bathroom renovation<\/li>\n<\/ul>\n<p><\/p>\n<h2>Useful Articles About Apartments, Houses, and Renovation<\/h2>\n<p><\/p>\n<ul>\n<li>What should you check before buying an apartment?<\/li>\n<li>What should you consider when purchasing an apartment?<\/li>\n<li>Buying an apartment in a new or old building<\/li>\n<li>Apartment or Private House &#8211; Which Is Better?<\/li>\n<li>How much does a bathroom renovation cost?<\/li>\n<li>How much does it cost to install a heating system in an apartment?<\/li>\n<li>How much does it cost to install plumbing in an apartment?<\/li>\n<\/ul>\n<p><\/p>\n<h2>Protect Your Apartment and House More Thoughtfully<\/h2>\n<p>Property insurance can help you manage unexpected financial risks. Before making a decision, assess the real value of your property, review the policy conditions, and compare the level of coverage.<\/p>\n<p>On Datvale.ge, you can also plan the estimated costs of renovation, construction, bathroom renovation, plumbing, and heating and better understand the value of the property you are protecting.<\/p>\n<p>Follow us on Facebook and YouTube.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Insurance Cost 2026 \u2013 Insurance Calculator Property Insurance Protect your apartment and house from unexpected expenses 1 Select Property Details Property Type Apartment Private House Country House \/ Cottage Property Area m\u00b2 Property Market Value \u20be Coverage Package Basic Standard Full Coverage Property Use Owner-Occupied Rented Property Seasonal \/ Country House Third-Party Liability Add No&#8230;<\/p>\n","protected":false},"author":67,"featured_media":0,"parent":0,"menu_order":23,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-21751","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/datvale.ge\/en\/wp-json\/wp\/v2\/pages\/21751","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/datvale.ge\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/datvale.ge\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/datvale.ge\/en\/wp-json\/wp\/v2\/users\/67"}],"replies":[{"embeddable":true,"href":"https:\/\/datvale.ge\/en\/wp-json\/wp\/v2\/comments?post=21751"}],"version-history":[{"count":1,"href":"https:\/\/datvale.ge\/en\/wp-json\/wp\/v2\/pages\/21751\/revisions"}],"predecessor-version":[{"id":22133,"href":"https:\/\/datvale.ge\/en\/wp-json\/wp\/v2\/pages\/21751\/revisions\/22133"}],"wp:attachment":[{"href":"https:\/\/datvale.ge\/en\/wp-json\/wp\/v2\/media?parent=21751"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}